Global Payments launches app in Malta enabling merchants to accept card payments via smartphones
Global Payments (NYSE: GPN), a leading worldwide provider of payment technology and software solutions, is launching a new application in Malta that turns mobile phones into payment terminals for accepting cards.
According to Global Payments statistics, people began paying more with cards during the
coronavirus crisis, and this trend persists.
“We are observing a large increase in card payments, especially among tourists, for whom it
is the most natural way to pay. That’s why we’re bringing a revolutionary app to businesses in
Malta that will allow them to accept card payments with their own phone, making it easier for
customers to pay. Customers will no longer have to look for an ATM– they can pay
conveniently with a card via the merchant’s mobile phone,” said Celia Abela, Global
Payments’ country manager for Malta.
Global Payments has now launched the application in all its European countries including
Austria, Germany, Czech Republic, Slovakia, Romania and Spain.
Not just a payment solution
The application, called GP tom, allows merchants to accept card payments with their mobile
phone instead of the classic terminal. The app works on all phones with Android 8 operating
system and an NFC chip; all transactions are processed online.
The biggest advantage of the application is that smaller merchants will no longer need a
payment terminal– everything is handled by their mobile phone. The solution is so flexible
that it can be used by any merchant segment or category, although it dominates in sectors
like taxi drivers, couriers, boating equipment rentals, craftsmen, tradesmen, and smaller
shops and restaurants.
GPtom is also eco-friendly. The receipt can be sent by email, text message or scanned via a
QRcode by the customer’s phone. If printing is required, an external printer can be easily
connected.
The application can also be quickly integrated with cash register systems, which is especially
attractive to entrepreneurs. The merchant will also see an overview and history of all
transactions directly on his phone. Alternatively, the phone can be connected to other
devices– tablet, computer or cash register– without any wires.
Thanks to the flexibility of the app, merchants can easily fine-tune app features themselves
no more calls or emails to hotline support. If support is needed, it is available directly within
the app.
How to pay
Payment via GP tom occurs like a classic terminal. The merchant enters the amount, the
customer taps a card or phone, enters the PIN and the application connects to the
authorization center and initiates the payment. The payment is processed by Global
Payments and the money credited to the merchant’s account the day after the transaction.
“Payment is not made directly on the phone and the application only collects data. Like
classic card payments, the processing itself is performed by our secure center,” explained
Celia Abela.
Floating keyboards for extra security
It is not necessary to confirm transactions up to 50 euros with a PIN. Above this amount, the
application will request confirmation and a special floating keypad will appear on the display
where the buyer will enter a PIN. The keyboard moves so it is not possible to determine data
entered via fingerprints. This ensures maximum safety for shoppers as the security is even
higher than on classic terminals.
There is no need to enter a PIN when paying by phone with Google Pay or Apple Pay.
The GP tom application can be downloaded from Google Play as soon as the merchant
enters into an agreement with Global Payments to accept payment cards.
More information on GP tom is available at www.gptom.com/en
About Global Payments
Global Payments Inc. (NYSE: GPN) is a leading payments technology company delivering
innovative software and services to our customers globally. Our technologies, services and
team member expertise allow us to provide a broad range of solutions that enable our
customers to operate their businesses more efficiently across a variety of channels around
the world.
Headquartered in Georgia with approximately 27,000 team members worldwide, Global
Payments is a Fortune 500® company and a member of the S&P 500 with worldwide reach
spanning North America, Europe, Asia Pacific and Latin America. For more information, visit
company.globalpayments.com and follow Global Payments on X, LinkedIn and Facebook
For more information contact:
Global Payments Sales Team on – + 356 2226 5650 or [email protected]
